About IBC

Insurance Brokers Croatia is an informational and service platform dedicated to providing professional insurance brokerage services for foreign individuals and companies with assets or business interests in Croatia. The Platform is owned and operated by an independent and licensed insurance brokerage company "Veritas Matrix" 
We provide professional insurance brokerage services to foreign individuals, investors, and companies with insurable interests in Croatia.
Our clients include property owners, entrepreneurs, and large businesses operating across various industries — from real estate and tourism to construction and professional services.

Our Mission

Our mission is to make insurance in Croatia accessible, transparent, and reliable for international clients.
We understand that navigating the Croatian insurance market can be challenging for foreigners.
That’s why we act as your local partner and advocate — helping you understand your options, select the right coverage, and manage your policies efficiently.​

Our Approach

We work independently — not tied to any specific insurer — which allows us to offer objective, client-focused advice.
Our process is built on three key principles:

1. Transparency – Clear communication and full explanation of every policy.
2. Independence – We represent your interests, not those of insurance companies.
3. Expertise – Deep understanding of the Croatian insurance market and regulations.

From your first inquiry to claims assistance, our team ensures personalized, continuous support throughout the entire insurance lifecycle.​​

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Who We Serve

We work with:

• Foreign property owners (homes, villas, rental apartments)
• Long-term residents living in Croatia
• Businesses and SMEs operating locally or seasonally
• Tourism and hospitality companies (hotels, agencies, charters)
• Construction and service contractors

No matter the scale of your needs — from a single property policy to complex commercial coverage — we tailor solutions to match your specific situation

Our Values

• Integrity – Always act in the client’s best interest.
• Professionalism – Deliver reliable, compliant, and efficient service.
• Clarity – Make complex insurance matters easy to understand.
• Commitment – Support our clients long after the policy is signed.

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Regulation & Licensing

Veritas Matrix is a registered and licensed insurance brokerage company in Croatia, authorized to provide brokerage and advisory services in accordance with Croatian and EU regulations.
Our registration and activities are supervised by HANFA – Croatian Financial Services Supervisory Agency.

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Let's Work Together

If you’re a foreign individual or company looking to insure your assets, operations, or activities in Croatia, we’re here to help.
Our team will guide you through every step — from consultation and comparison to final placement and claims support