Whether you drive along Croatia’s scenic coast or sail across the Adriatic, having the right insurance is essential to protect your vehicle, vessel, and liability on the road or at sea.
At Insurance Brokers Croatia, we arrange motor and marine insurance for both private individuals and companies — ensuring compliance with Croatian law, as well as full financial protection in the event of an accident, damage, or loss

Vehicle Insurance

Motor insurance is mandatory for all registered vehicles in Croatia.
We assist with both compulsory third-party liability insurance and comprehensive (casco) coverage, tailored to your vehicle type and usage.
1. Compulsory Third-Party Liability (MTPL)
This insurance covers your legal liability if you cause injury, death, or property damage to another person while operating a vehicle.
It is required by law for all vehicles driven on public roads in Croatia.
2. Comprehensive (Casco) Insurance
Casco insurance covers damage to your own vehicle caused by:

• Collision, rollover, or impact with another vehicle or object
• Fire, theft, or vandalism
• Natural disasters (storm, hail, flood, etc.)
• Animal collisions and glass breakage

We can arrange additional options such as roadside assistance, replacement vehicle, and coverage for accessories and custom equipment.
3. Fleet Insurance
For companies managing multiple vehicles, we offer fleet insurance — a flexible solution that simplifies administration and provides cost advantages through grouped coverage.
Our role is to help you compare insurers, understand exclusions, and choose the best coverage for your driving habits or business operations

Marine and Yacht Insurance

Croatia’s coastline and islands make boating and yachting an important part of both leisure and business activities.
We offer comprehensive marine insurance for private owners, charter companies, and commercial operators, covering everything from small boats to luxury yachts and commercial vessels.
Typical coverage includes:

• Hull and machinery – physical damage to the vessel caused by collision, grounding, fire, theft, or storm
• Liability (P&I) – third-party injury or property damage, including passengers and crew
• Personal accident and medical coverage for crew and guests
• Charter fleet insurance – specialised protection for charter companies, covering both the owner’s and renter’s risks
• Salvage and towing costs, and protection against loss of hire (rental income)

We also assist with the registration and compliance process for vessels insured in Croatia, ensuring your policy meets all legal and port authority requirements

Cargo and Transport Insurance

If you import, export, or move goods within Croatia or internationally, cargo insurance protects your shipments against loss or damage during transport — by land, sea, air, or rail.
Coverage can include:

• Damage or loss during loading, transit, or unloading
• Theft, collision, or overturning of vehicles
• Marine perils such as sinking, grounding, or heavy weather
• Delay-related losses (optional)

We arrange flexible “all risks” or “named perils” coverage depending on the value and nature of your cargo.
For businesses with regular shipments, we can organise annual open policies, ensuring continuous protection for all movements throughout the year​

Legal and Regulatory Compliance

All vehicle and marine insurance policies arranged through our brokerage comply with Croatian and EU insurance regulations.
We ensure that your coverage is properly documented, valid for customs and registration procedures, and recognised by relevant authorities, marinas, or leasing companies.

Why Work With Us

• Independent advice and full market comparison
• Fast and transparent claim handling
• Assistance in English throughout the process
• Tailored coverage for residents, companies, and visitors

Whether you’re driving through Croatia or sailing its coast, we make sure you’re properly insured — with protection that travels with you

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